Just Sold? AFTHA Will Help You Go From Owning to Renting!

Remember when buying a house was the end-goal for many, if not for most of the people? Well, let me tell you something: Times are changing, and they are changing fast. Right now, more and more baby-boomers, and also millennials, see themselves renting, and not owning as much as we used to think.  But why […]

Down-Payment Assistance Programs are Only for First-Timers?

Most people think that the term “first-time homebuyer” (FTH) explains itself easily, but things can go much further than that. In fact, some agencies have come with interesting concepts, trying to define this condition with specific detail. One of the most influential is Fannie Mae, for them an FTH is an individual who hasn’t owned a […]

Personal Finance: Help Your Children Grow Into Educated Consumers

Exploring new territories with your children is not an easy task, requires trial, error, experience and lots of communication. If that is heavy enough for some parents, just imagine the weight of talking with them about a very complex subject like money. Trying to explain it all in regards to something that is more than […]

To All Homebuyers: You Can Lower Closing Costs — Here’s How

Generally, these costs can represent about 3 to 4 percent of the mortgage loan you are applying for. If you can’t provide them, you may be able to negotiate terms with the seller and stipulate a more suitable deal in the sales contract as a contribution. Experts say buyers should begin the process by asking […]

Entering 2019: FED’s Interest Rates Will Continue to Rise.

A considerable amount of uncertainty around the Federal Reserve is now present, due to a slowdown in the national economy within the last two quarters, this has forced the government to raise its benchmark rate just last week. While it is known that the Fed does not handle mortgage rates, we can assure that their […]