We Need to Talk About Private Mortgage Insurance or PMI

There are many types of mortgages in the real estate industry, and PMI (or private mortgage insurance) is required for most. PMIs are by their very nature, designed to protect the lender instead of the buyer (you). Generally speaking, PMIs are mandatory to have if you want to buy a home using a conventional loan. […]

Entering 2019: Qualify For a Home Loan With Less Restrictive Guidelines.

Tried and failed, that is the story of thousands of Americans each year when trying to get a loan for their first home. Many people ask us “what should I do?”, “how can I solve this puzzle?” and our answer is: Always to keep trying. Real estate is a complex industry, with countless ways to […]

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The Good Credit Habits That You Must Commit To—Part One

The entire process of rebuilding a credit score involves several tasks that need to be done as soon as possible. The best way to start this journey is to identify the problem, what is the cause behind your negative balance, what are the real motives behind your expenses and how can you face them appropriately. […]