Slow Growth in Home Prices is Still Ongoing

If you keep yourself up to date on the real estate market, you wouldn’t be surprised to know that the growing housing sector is projected to have a slow period. From individual financial experts to real estate companies, the dip in the housing market is noted through various sources. The actual manifestation of these projections […]

We Need to Talk About Private Mortgage Insurance or PMI

There are many types of mortgages in the real estate industry, and PMI (or private mortgage insurance) is required for most. PMIs are by their very nature, designed to protect the lender instead of the buyer (you). Generally speaking, PMIs are mandatory to have if you want to buy a home using a conventional loan. […]

With Mortgage Rates Declining, Everyone is Talking About Housing Affordability—Here’s Why

Once again, it seems now is the best time to buy a home. Usually, two to three times a year mortgage rates drop. For the past two months, the average interest rate remains below three percent making homes more affordable for those who are planning to buy a property in 2019. This trend has had […]

What Credit Score is Needed to Buy a Home? All Revealed

Acquiring a home loan was so common that most people obtained one without much paperwork or bureaucracy, thanks to the fact that the economy flowed exponentially at the time, banks granted these loans because the interest rates were so low that they did not affect their databases significantly, if you wanted that ideal home, you […]

3 Major Methods to Get Rid of Debt — The AFTHA Guide.

There is no question, debt is one of the most complicated challenges that many American families face every year, and worst of all, sometimes it can be triggered by the unexpected, such as accidents, illnesses, storms, personal issues and so much more. Seems nearly hopeless to get out the tunnel, but it isn’t. We always […]

Entering 2019: Qualify For a Home Loan With Less Restrictive Guidelines.

Tried and failed, that is the story of thousands of Americans each year when trying to get a loan for their first home. Many people ask us “what should I do?”, “how can I solve this puzzle?” and our answer is: Always to keep trying. Real estate is a complex industry, with countless ways to […]