AFTHA’s Guide to Buy Your First Home — Part II

A couple of days ago, we shared the first segment of a three-part guide, that you should not miss before reading this new piece. There, we exposed many of the hidden truths, and basic principles of the entire home buyers journey, starting with the real meaning behind loans, credit scores and financial honesty. Now, we […]

The Best Real Estate Agent in Your Area is Easy to Find

Buying a property is a complex process that involves multiple steps, and you need professional help to make it easy. To succeed on this, you must find a certified real estate agent who can make the entire process simpler, with less failures or delays. Since this profession does not have a selection method, or a […]

The Many Factors You May Encounter Behind a Foreclosure

First of all, a foreclosure is the procedure by which the mortgagee can collect a debt, if the debtor fails to meet its obligation to pay the installments. If the defaults are between three and six monthly deadlines, the bank initiates a foreclosure process in which not only claims those arrears, but the total amount […]

Down-Payment Assistance Programs are Only for First-Timers?

Most people think that the term “first-time homebuyer” (FTH) explains itself easily, but things can go much further than that. In fact, some agencies have come with interesting concepts, trying to define this condition with specific detail. One of the most influential is Fannie Mae, for them an FTH is an individual who hasn’t owned a […]

Before You Sell: Consider These Options to Get the Most Value

Home prices behave just like any other commodity of high value, people tend to rely on them because of this, it’s the main focus of real estate investment, buyers want to grab a piece of this ever-increasing market that has its own ways, dealing with annual inflation, currency exchanges and much more. According to a […]

How to Navigate Your Stress and Emotions When Buying a Home

Buying a home is a decision based on different factors. Although, each buyer has some reasons when he/she decides to buy a property, the truth is that at some point they let themselves be carried away by emotions. However, this revolution of feelings could lead you to make the wrong decision. So it’s best not […]

These Are The Most Common Mistakes Made by First-Time Home Buyers

After months, perhaps years of preparation, you’ve decided to buy that first home, congratulations! This will be a fascinating time for you, but wait; it’ll be essential to never let the hype of the moment to interfere with making significant decisions in the whole process. The dream of homeownership is beautiful and challenging at the […]

To All Homebuyers: You Can Lower Closing Costs — Here’s How

Generally, these costs can represent about 3 to 4 percent of the mortgage loan you are applying for. If you can’t provide them, you may be able to negotiate terms with the seller and stipulate a more suitable deal in the sales contract as a contribution. Experts say buyers should begin the process by asking […]