We Need to Talk About Private Mortgage Insurance or PMI

There are many types of mortgages in the real estate industry, and PMI (or private mortgage insurance) is required for most. PMIs are by their very nature, designed to protect the lender instead of the buyer (you). Generally speaking, PMIs are mandatory to have if you want to buy a home using a conventional loan. […]

With Mortgage Rates Declining, Everyone is Talking About Housing Affordability—Here’s Why

Once again, it seems now is the best time to buy a home. Usually, two to three times a year mortgage rates drop. For the past two months, the average interest rate remains below three percent making homes more affordable for those who are planning to buy a property in 2019. This trend has had […]

FHA Loans: The Key to Invest in Real Estate as an Underdog.

How many times a day, do you think about the long-term effects of your decisions? Probably every time, we get it. Sometimes our minds wonder about so many existential stuff, and the only word that always comes up is “investment”, and it’s true, we need to start investing as soon as possible, and one of […]

AFTHA’s Guide to Buy Your First Home — Part II

A couple of days ago, we shared the first segment of a three-part guide, that you should not miss before reading this new piece. There, we exposed many of the hidden truths, and basic principles of the entire home buyers journey, starting with the real meaning behind loans, credit scores and financial honesty. Now, we […]

The Many Factors You May Encounter Behind a Foreclosure

First of all, a foreclosure is the procedure by which the mortgagee can collect a debt, if the debtor fails to meet its obligation to pay the installments. If the defaults are between three and six monthly deadlines, the bank initiates a foreclosure process in which not only claims those arrears, but the total amount […]

Before You Sell: Consider These Options to Get the Most Value

Home prices behave just like any other commodity of high value, people tend to rely on them because of this, it’s the main focus of real estate investment, buyers want to grab a piece of this ever-increasing market that has its own ways, dealing with annual inflation, currency exchanges and much more. According to a […]

How to Navigate Your Stress and Emotions When Buying a Home

Buying a home is a decision based on different factors. Although, each buyer has some reasons when he/she decides to buy a property, the truth is that at some point they let themselves be carried away by emotions. However, this revolution of feelings could lead you to make the wrong decision. So it’s best not […]